🛡️ Protect Your Property: How to Spot and Prevent Title Fraud

Janel Randall
Apr 24
2 min read

By Keystone Real Estate Institute

Homeownership is one of the most significant investments you’ll ever make. But did you know that your property title could be at risk of fraud—even without your knowledge? Title fraud, sometimes referred to as deed fraud, is a growing concern for homeowners nationwide. At Keystone, we believe in empowering clients and professionals with knowledge. That’s why we’re highlighting key takeaways from the National Association of REALTORS®' newest guide: Understanding & Protecting Yourself from Title Fraud.

🔍 What Is Title Fraud?

Title fraud occurs when a criminal forges your identity to illegally transfer your property title, often using fake documents. Once the title is transferred, the fraudster may attempt to sell the home or take out loans against it—leaving you with a legal and financial nightmare.

🚨 Common Tactics Used by Criminals

Criminals employ a range of deceptive tactics to pull off title fraud, including:

Impersonation: Posing as the homeowner using fake IDs or notary seals.
Forgery: Filing falsified deeds with the county recorder's office.
Vacant Property Targeting: Focusing on second homes, rental properties, or homes under renovation where the owner is not regularly present.

🧠 How You Can Protect Yourself

Here are five proactive steps homeowners can take:

Sign up for property alert services through your county recorder (where available).
Check your title annually or after significant life events.
Keep an eye on your credit for suspicious activity.
Secure important documents, especially those related to property ownership.
Consider title insurance coverage to help cover legal expenses in case of fraud.

📘 Download the Full Consumer Guide

The National Association of REALTORS® has published an easy-to-read, downloadable guide that covers everything you need to know about title fraud. It’s available in both English and Spanish.

👉 Download Now(Spanish version available.)

🛠️ More Resources for Consumers

The guide is part of a helpful consumer series designed to educate homebuyers and sellers. Here are a few more must-reads:

✅ Final Thoughts

At Keystone Real Estate Institute, we prioritize ethical practices, consumer protection, and ongoing education. Real estate professionals and homeowners alike should stay vigilant against fraud and misinformation.

If you're an agent or broker in Oklahoma, remember—compliance with OREC standards and the REALTOR® Code of Ethics includes protecting your clients’ financial and legal interests.

Have questions about property security or want to learn more? Reach out to Keystone today or explore more CE opportunities to stay current.